If used the correct way, bank cards could force you to have perks that could get you a no cost vacation, from a good price with a travel package to simple reassurance. Other people who do not utilize some great benefits of charge cards may charge their vacation expenses and get a hefty bill. Keep reading to figure out what you can do to obtain and take full advantage of the use of your credit card.

Whether the card is Europay, MasterCard or Visa, you surely want to keep away from late charges as well as over the limit fees. These two are high fees and exceeding your limit can put a blemish on your credit score. Watch this carefully and don’t go a lot more than your credit limit.

Bank cards tend to be associated with various types of loyalty accounts. When you avoid over-extending your credit and pay your balance monthly, this will provide you with a little bit of extra money.

Always read correspondence with regards to your credit card. You are able to cancel a charge card in the event you disagree using this type of.

It wastes money to need to pay an annual fees when there are several bank cards that charge these fees.

Many bank card thieves have admitted to stealing cards from unsecured mailboxes.

Retain a copy of the receipt when you make online purchases along with your credit card online. Ensure that is stays until you receive your statement so you can be certain the proper amount. File a dispute along with your card company if you are overcharged the instant you discover it. This assists ensure you don’t get overcharged for your personal purchases.

Even cards without rewards, points, and perks that apply to vacations can better your way of life. If you do not heed the recommendation you have received, nor utilize the strategies, you can suffer from long term stress about your credit. Apply the things you discovered with this article to fall under the group you might rather be part of.

Remember, if you are struggling with debt there are people and places that are there to help. And for the UK https://www.gov.uk/options-for-paying-off-your-debts/overview.

Which one of these 4 personality Types?

In 2006 I was flying back from a Business Meeting, and before I got on my flight I picked up some food, water, and magazines for the 3 Hour flight ahead of me. I was reading through one of my magazines “The Best Life” which no longer is in Business, so don’t look for it..lol

I came across an article that was titled “Every company has 4 Types of People”. After I read it, I created a speech called the 4 W’s, and this speech was so impactful I used all over the U.S. As I relayed this speech I realized people in the World fell in this category not just Companies.

So keep reading and see where you fit…

Every person is a Warrior, Worker, Whiner, or Weasel

The article stated that ONLY 1% of people are Warriors, 80% are Workers, 9% are Whiners, and 10% are Weasels. I feel this relates to every organization, family, team, business, and companies.

I remember relaying this speech to Bank of America, and I can remember the coldness I received which just made me realize that this group of people had more Weasels than anything. So, let me explain… Keep Reading

Warriors: To define a Warrior is like defining a 1%ER. They take initiative, they don’t whine, they don’t even ask questions the just move forward. They tend to be envied, they always are first to strive and never strive to be #1, because Warriors compete with themselves. Meaning they are constantly critiquing themselves, and are always trying to beat their own records. They are professionals, they Master their profession, and while everyone is bullshitting they are studying and working to perfect their art. While others are complaining and blaming the world, upbringing, or their organization, they are thinking up new ways to build the organization. They move forward while everyone is too busy making excuses, or are just ok with getting by, which brings me to person #2.

Workers: The world is filled with this person; we call them the m-ASSes. They are not motivated by winning, competing, or getting any kind of attention from their peers. They tend to be lazy, and don’t really have many desires, because they don’t believe they can achieve it, or in most cases they just don’t care. They can’t wait to go home, and usually are just plain predictable. Don’t ask them to do more than what is required, because “that’s not their job”. They hate their job, but work hard enough to hold on to it, because they got to pay the debt that they put themselves in, and always wish they made more, but doesn’t want the responsibility of the position that pays more. Then they would have to work… Even though the word work is in their title worker, they will just do enough not to get noticed, but the world is filled with workers, and they are the backbone of our society, because we don’t want to offend popular belief. We can give them crap, but they are at least one step above Person #3.

Whiners: I won’t spend too much time which this person, because no one listens to them anyway. They complain to fit in, but don’t even know what they complain about, they complain just to complain, hoping someone will even listen. The good news is if you put a Whiner with a Warrior, they will see what is possible, and possibly stop whining, but at least they’re not lazy, just never shut up. No matter how annoying this person is, the scum of the earth is #4, and you MUST get rid of these people or STAY away.

Weasels: The “misery man march” is what these people fall under, and let me be as blunt as possible. If the company, team, church, family is yours… Eliminate these people like a farmer would if he caught it on his farm. If it’s not your business, or organization, stay as far away from these people a possible. They spend their whole day plotting, scheming, and poisoning every mind in a 100 mile radius of them. They are the limpidity of envy and pain. I feel sorry for these people, but at the same time they cannot be helped. What is a WEASEL? They constantly talk about people, the company, and always have a conspiracy theory. They are consistently worried, paranoid, and hate anything positive. Don’t give them good news, they will find a way to criticize it. They use the term “we should do this, and we should do that” i.e. WE.asel. They are so insecure to be alone they want everyone around them in misery, because they can’t hack it in the world. They are so filled with pain, rage, and envy… that they have made a decision that the World screwed them, and if they can’t catch a break, no one around them are allowed to as well. They can take a perfectly great dream, and convince you that there is no point, to just give up like they did. In my opinion these people are PURE evil. They usually are not happily married, they don’t get along with family, they are one step away from pure loneliness, and god forbid they are ever in financial striates, they are homeless, because no one will deal with them. Weasels never have anything to share, and are always questioning success, or anyone that has it. They plant seeds of poison, and want to make sure that when they take a dive, you are coming with.

In my 10 years of working with people in Business, I have eliminated many Weasels, and the longer you hang on to them the more damage they will do later. When you find them, ELIMINATE and do not give them a second chance, because they will smile in your face, and wait for that moment to ruin everything you have built, because they envy what they can’t do or be.

If this article gave you any insight and you want more watch my FREE video at http://14weapons.com

Joe Cross

“The Comeback Coach”

LESSON ONE

“Being responsible sometimes means pissing people off.”

Good leadership involves responsibility to the welfare of the group, which means that some people will get angry at your actions and decisions. It’s inevitable if you’re honorable. Trying to get everyone to like you is a sign of mediocrity: You’ll avoid the tough decisions, you’ll avoid confronting the people who need to be confronted, and you’ll avoid offering differential rewards based on differential performance because some people might get upset. Ironically, by procrastinating on the difficult choices, by trying not to get anyone mad, and by treating everyone equally “nicely” regardless of their contributions, you’ll simply ensure that the only people you’ll wind up angering are the most creative and productive people in the organization.

LESSON TWO

“The day soldiers stop bringing you their problems is the day you have stopped leading them. They have either lost confidence that you can help them or concluded that you do not care. Either case is a failure of leadership.”

If this were a litmus test, the majority of CEOs would fail. One, they build so many barriers to upward communication that the very idea of someone lower in the hierarchy looking up to the leader for help is ludicrous. Two, the corporate culture they foster often defines asking for help as weakness or failure, so people cover up their gaps, and the organization suffers accordingly. Real leaders make themselves accessible and available. They show concern for the efforts and challenges faced by underlings—even as they demand high standards. Accordingly, they are more likely to create an environment where problem analysis replaces blame.

LESSON THREE

“Don’t be buffaloed by experts and elites. Experts often possess more data than judgment. Elites can become so inbred that they produce hemophiliacs who bleed to death as soon as they are nicked by the real world.”

Small companies and start-ups don’t have the time for analytically detached experts. They don’t have the money to subsidize lofty elite, either. The president answers the phone and drives the truck when necessary; everyone on the payroll visibly produces and contributes to bottom-line results or they’re history. But as companies get bigger, they often forget who “bring them to the dance”: things like all-hands involvement, egalitarianism, informality, market intimacy, daring, risk, speed, agility. Policies that emanate from ivory towers often have an adverse impact on the people out in the field who are fighting the wars or bringing in the revenues. Real leaders are vigilant—and combative—in the face of these trends.

LESSON FOUR

“Don’t be afraid to challenge the pros, even in their own backyard.”

Learn from the pros, observe them, seek them out as mentors and partners. But remember that even the pros may have leveled out in terms of their learning and skills. Sometimes even the pros can become complacent and lazy. Leadership does not emerge from blind obedience to anyone. Xerox’s Barry Rand was right on target when he warned his people that if you have a yes-man working for you, one of you is redundant. Good leadership encourages everyone’s evolution.

LESSON FIVE

“Never neglect details. When everyone’s mind is dulled or distracted the leader must be doubly vigilant.”

Strategy equals execution. All the great ideas and visions in the world are worthless if they can’t be implemented rapidly and efficiently. Good leaders delegate and empower others liberally, but they pay attention to details, every day. (Think about supreme athletic coaches like Jimmy Johnson, Pat Riley and Tony La Russa). Bad ones—even those who fancy themselves as progressive “visionaries”—think they’re somehow “above” operational details. Paradoxically, good leaders understand something else: An obsessive routine in carrying out the details begets conformity and complacency, which in turn dulls everyone’s mind. That is why even as they pay attention to details, they continually encourage people to challenge the process. They implicitly understand the sentiment of CEO-leaders like Quad/Graphic’s Harry Quadracchi, Oticon’s Lars Kolind and the late Bill McGowan of MCI, who all independently asserted that the job of a leader is not to be the chief organizer, but the chief dis-organizer.

LESSON SIX

“You don’t know what you can get away with until you try.”

You know the expression “it’s easier to get forgiveness than permission?” Well, it’s true. Good leaders don’t wait for official blessing to try things out. They’re prudent, not reckless. But they also realize a fact of life in most organizations: If you ask enough people for permission, you’ll inevitably come up against someone who believes his job is to say “no.” So the moral is, don’t ask. I’m serious. In my own research with colleague Linda Mukai, we found that less effective middle managers endorsed the sentiment, “If I haven’t explicitly been told ‘yes,’ I can’t do it,” whereas the good ones believed “If I haven’t explicitly been told ‘no,’ I can.” There’s a world of difference between these two points of view.

LESSON SEVEN

“Keep looking below surface appearances. Don’t shrink from doing so (just) because you might not like what you find.”

“If it ain’t broke, don’t fix it” is the slogan of the complacent, the arrogant or the scared. It’s an excuse for inaction, a call to non-arms. It’s a mindset that assumes (or hopes) that today’s realities will continue tomorrow in a tidy, linear and predictable fashion. Pure fantasy. In this sort of culture, you won’t find people who proactively take steps to solve problems as they emerge. Here’s a little tip: Don’t invest in these companies.

LESSON EIGHT

“Organization doesn’t really accomplish anything. Plans don’t accomplish anything, either. Theories of management don’t much matter. Endeavors succeed or fail because of the people involved. Only by attracting the best people will you accomplish great deeds.”

In a brain-based economy, your best assets are people. We’ve heard this expression so often that it’s become trite. But how many leaders really “walk the talk” with this stuff? Too often, people are assumed to be empty chess pieces to be moved around by grand viziers, which may explain why so many top managers immerse their calendar time in deal-making, restructuring and the latest management fad. How many immerse themselves in the goal of creating an environment where the best, the brightest, the most creative are attracted, retained and-most importantly-unleashed?

10 Things that we purchase, that are ignorant

1.         Pay full price for a book when we can get it for a PENNY at www.amazon.com

2.        Go to a restaurant and not share your meal. It’s a fact restaurants serve 3 times what a person should eat.

3.        Pay more than $400 for a laptop. SMH

4.        Rent a movie and Blockbuster when you can get it at www.redbox.com for a dollar or www.netflix.com CMON People

5.        Pay for Movie Channels on Cable when they play the same movies alllllll month! Better yet why even have cable at all. Couch Potatoes

6.        Buy the new updated cell phone every month when you can buy it 90% cheaper in 3 months, better yet what’s wrong with www.boostmobile.com !! Lol

7.        Pay for fake baking when they have this thing the “EARTH” calls SUN!

8.        Pay more than $9.99 for a GYM when you and I both know you will never use the pool, or climb the damn rock wall EVER!! Oh yeah not the mention you never GO!www.planetfitness.com

9.        Rent a NEW apartment with all the amenities we never ever never ever never ever use! 

10.      Buy designer clothes, when you look hot in the Target gear. www.target.com

Not only did I do all this ignorant shiznit, but it all happened for a reason, because the Universe called and wanted me to write this. HAHA YES I SAID IT!

1. Are you a friend of ours or mine- In the movie Donnie Brasco, Al Pacino explains to Johnny Depp, the difference from being introduced as a friend of “ours or mine” meaning either you were a made guy, or not. The lesson here is be careful who you allow in your inner circle, because they can be an undercover FBI Agent i.e. meaning the people you associate with can eventually bring you down, if you’re not careful. Be careful who you associate with, because this might be the factor, your Business is not thriving, because these mental blood suckers, don’t sometimes want to see you succeed.

2. Collections- I see a lot of desperate Entrepreneurs invoice their customers, to then turn around not having a service or a team that just focuses on collecting unpaid invoice’s or agreements. Even the Mob is smart enough to know, that they do whatever it takes to collect debts and then make sure to tax them properly, charge a “vig” or penalty fee for the pleasure of giving you credit. Someone once told me the secret of the wealthy is having people indebted to you, and you become debt-free. How many companies focus all their energy on creating passive income, by having people owe them a monthly fee of some sort.

3. This is Business not Personal- In the original Godfather, Sonny Corleone, tells Michael Corleone, “This is strictly Business not personal.” If I had a dollar for every Entrepreneur that buys into Business Politics, Back Stabbers, and the Scum that spread a negative message about your name or business, because they are envious of your success. I can do Business with someone that I don’t like; I just won’t play by their rules. I also don’t ever use trash talk to help me create new customers by bashing other people in my industry, but I will do my research and release facts, and education on the industry at whole not one entity or company. Your only competition is yourself, and the discipline you have to develop your value, and industry worth, by servicing the customer better than the other guy.

4. There is three ways to do things- In the movie Casino Robert Dinero, tells the dumb cowboy cousin of a politician, that there are 3 ways to do things “The Right Way, The Wrong Way, or the Way that I do it.” You’re the Boss of your Business, and your customers, vendors, or team play by the rules you create. In a world of chaos, we are in desperate need of leadership, and people that make decisions. One thing that can have your organization or company fall apart is your lack of Decision and not making it very clear what you expect from people. A gentlemen by the name of Johnny Wimbrey once told me, “Inspect what you expect” meaning check people consistently and never let anything go unnoticed.

5. Create Earners- In the mob world they have foot soldiers that they call “earners”. People that just go out and create revenue for the Family. Every Entrepreneur is in need of Earners, meaning a sales force of people spreading your message when you’re not. If you’re not the master at sales, find a sales leader that feels stuck, and is in need of being able to spread his wings. There are people in the sales industry which only consists of 10% of the U.S., but they are willing to take your company to the next level, if the price is right. Put an ad in the paper, and find a diamond in the rough, because Diamonds are created under pressure.

6. Break some Legs- I don’t mean literally, but you MUST, I repeat MUST, hold people accountable. I mean Customers, Vendors, and especially your team. Don’t allow any missed opportunities pass you by unnoticed. Again, customers want to work with someone that is sure of what they want, and they are attracted to professional in any industry that knows what the hell they are talking about and are willing to hold them accountable. Any successful Company is being led by a man or woman that is willing to break legs, when things aren’t going smoothly.

7. Make an offer they can’t refuse- Too many people in Business or Sales Professionals sell, rather than make offers. Meaning that we don’t as Entrepreneurs, educate the customer, then “make an offer they can’t refuse” as heard by Vito Corleone in The Godfather. Listen to the next words I type. Do not touch your customer until you educate them first, by a series of emails, videos, or any piece of info that educates the customer first. Then when you have educated the customer, they are more willing, to listen to the “offer they can’t refuse”, plus when I offer a service or product to the consumer I make offers, I don’t sell. I make sure they understand that it’s their choice, and I need an answer now or I won’t be following up again. Customers respect this NO BS approach, and it shows you value their Business, but you don’t need it. Teach a Man to Fish, Not Sell-Fish (selfish), Educate!

8. Mission to take over the world- Most Entrepreneurs aim to low and hit rather than aim to high and miss, and Les Brown says, “Aim for the moon, because then at least if you miss, you will lay amongst the stars. Most Entrepreneurs lay on the Ground Floor for LIFE. Start with the end in mind, meaning that your plan for your Business should be so extreme, that you might not even believe it at first. The Mob knows if they don’t have planned to grow, then someone else will take over the territory without them.

9. The Mob has their hands in everything- Most Entrepreneurs start out with one product and service in my mind, but don’t realize that every Business has unlimited opportunities for growth, revenue, and all have more product or services they haven’t even created. The Mob knows “if you have an itch we will be there to scratch it”. They are smart enough to be open to any Business opportunity in making money, as long as it goes in line with their mission, which unfortunately is illegal or they’re not in. Listen to your customer, and sell them what they want, and if you currently don’t have that product or service, itch that scratch when asked. Become a Millionaire, and if you are so bold Billionaire!

10.Create Made Men- Too many so called “Entrepreneur Groups” promote and preach, Small Business, Solo-Preneur, Mom-Preneur, and the list goes on. Even the Mob is smart enough to know they can’t grow without some “Made Men” to take the Business to the next century. If you don’t develop your leadership skills, and start mentoring people in your Business or find some people to mentor in your Business, your Solo-Preneur A$$ will die eventually, and your Business will go with you. Even though I despise jobs, we as Entrepreneurs are the ONLY people doing anything about creating them. You service no one by shrinking your ability, and potential to create greatness to change this world, like a Steve Jobs, or a Bill Gates. Promote Made Men!

11.Mob’s Business is to be in Your Business- Once someone asked me “what Business are you in?” I responded with “it’s my Business, to be up in your Business” meaning that I’m here to serve and protect the consumer from being taken advantage of, by this world filled with bull$hit information, and spreading philosophies that benefit nobody, but the snake oil salesman that sells you magic potions, and shiny objects that are no better than that, but looks good, feels good, and sounds good. Look for the organization, that takes you out of your comfort zone, and challenges you to think and grow rich, even the mob knows there are half a$$ wise guys looking to pick pocket you, and hold you ransom preying on your fears, and ignorance.

12.The Mob Plays to WIN, by any cost- There is no benefit into being the “other guy” or number #2. Call it Ego; I call it great Business and common sense. If I didn’t get in Business to be #1, then what’s the damn point? I want to attract an affluent customer, and be known as the Top-Shelf in my industry. Always take care of the Family, and the Family will take care of you, meaning customers, your team, and vendors. You again service no one, by not spending all your energy and time on how you can service the customer so well that your competition is too lazy to keep up with you, and stay the smaller family, which no one respects, because they deliver the cheap goods or service. Take over your backyard first then, go postal on the world!

13.Wipe out the competition- When I say wipe out the competition, when there is mob wars, it’s the family that is more intimidating that keeps collecting from small mom and pop shops, not the weak. In this case the only way to keep your customer is service them, so well, that they fear going anywhere else, because you just might not let them back. I had a private client that left me for one month, and I told him that’s fine but when, not if you decide to come back. I am doubling your coaching fee, and I require you follow our lead, and not be tainted by what the rest of the people are delivering in our industry, and that’s crap. I never beg for people’s Business, I value it, and that’s why organizations compete with us, and we pay them no mind, because we only compete with ourselves! We eliminated the competition by being on their minds, so that they focus all their energy on us, mostly negative, and not paying attention to their own organization or customer. “Another Quaalude, they will love me in the morning” Al Pacino Scarface I’d rather be respected by my customer, team, vendor, or competition not liked.

14.Have Ball$, and always keep your word- Speaking of Scarface he says in one line “There is only 2 things I have in this world, my ball$ and my word, and I don’t break them for no one, understand?” Yes, that’s misspelled, that’s how he said it. In Business, weakness doesn’t last, and that means you have to be willing to offend, and be fearless, make strategic moves, and never be afraid of growth. Become immune to criticism, and never break your word, understand? I was talking to a Chicago Entrepreneur Henry Alegria, and I asked, “what is Chicagoland saying, about Joe Cross” He said “well you are pissing people of and you are too aggressive in your marketing, but I will give you this, you have ball$.” Here is the bottom line “the biggest promoters, make the most money” and the greatest marketer known to man, Dan Kennedy said his organization touches its network 250 times a year. I thought I was aggressive… I wasn’t aggressive enough. In closing, even Kenneth Cole when he couldn’t get into a trade show, bought a license outside the trade show to video record, loaded up a truck of shoes, had a crew with camera’s and no film, outside in the front selling shoes out of his truck, and that takes ball$.

For More tips go to www.14weapons.com

About the Author:

Joe Cross

“The Comeback Coach”

Entrepreneur since he was 12. Says “I was born an Entrepreneur, and I will die an Entrepreneur, and before I leave this earth, I will leave a legacy, teach the real philosophy of being an Entrepreneur, and leave the movement behind the 1%ER”s to go on without him”

I started my first Business in 2002, at the age of 22. I have had my downtimes, and my uptimes. I learned more from my mistakes, then my successes. Unfortunately most entrepreneurs dwell on their setbacks, paralyze movement, and almost deter them from taking risks. Which is the most important task as an entrepreneur? Taking calculating risks!

1. Definite Desire: Most Entrepreneurs start off knowing what they want, but somewhere down the line, they let others influence their opinions and ideas deter their Dreams. Stick with your dream, because it’s YOURS, not theirs!

2. Believe: Most Entrepreneurs lack the ability to keep faith in their dreams, and tend to compromise to mediocrity. We have one life to live and this isn’t a soap opera, so play to win, not play not to lose.

3. Association: We all heard Jim Rohn say “We become the people we associate with”. I’ve seen so many people in my 11 years as an entrepreneur let a Spouse, Friend, or Family Member poison their thoughts, and tend to make you lose faith in your dream. Join a Mastermind Group or a public community for support and ideas. http://1percentnation.com/

4. Vision: I heard Les brown once say “People tend to Aim to Low and Hit, rather than Aim too high and Miss” and, “Shoot for the moon, because if you miss, you will land amongst the stars.” Think Big even if in the beginning you don’t believe it yet!

5. Passion: I see too many entrepreneurs with No Passion. They only are in Business to get rich. Customers are attracted to Passion, Not Greed. I heard Robert Kiyosaki say “Love plus Anger equals Your passion.” Be in Business because you are passionate about solving problems, not just making millions of dollars.

6. Leadership: “Everything rises and falls on Leadership” John Maxwell. My #1 real reason for my successes and lack of is Leadership. Any successful person knows that your greatest asset is the ability to develop and work on yourself. Personal Development is not everything, it’s the only thing!

7. T.E.A.M.: Early in my Entrepreneur career in my MLM, Network Marketing Days, I remember going to a convention, and seeing this term T.E.A.M. (Together Everyone Achieves More) Any entrepreneur that understand Freedom, also knows that in order for you attain Freedom, you must master the ability to build Winning Teams.

8. Inspect what You Expect: I once listened to an Audio “Win Big” with Johnny Wimbrey, and heard this term. I believe as an entrepreneur, you need to understand what it means to inspect what you expect. People do not respect indecisive leaders, and leaders that lack the ability inspect, what they expect, can expect to get nothing done.

9. FOCUS: (Follow One Course Until Successful) Successful Entrepreneurs are laser focused at the task at hand and do not let anything or anyone interfere with what has to be done. Focused Entrepreneurs already have tomorrow, next week, even the year planned out. They Lead by example, and lead their team to do the same

10.Setbacks: William Jolly said “Setbacks are Setups for Comebacks” and it’s why I go by the “Comeback Coach”, because “Adversity causes some people to break, and others to break records” I have been through lawsuits, foreclosures, hate mail, and even lost $1,000’s of Dollars on bad Business Decisions, but “The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.

11.Discipline: Is the ability to master self. Entrepreneurs need to hold their selves accountable, and motivates their selves to do things for themselves, and themselves only. Discipline is not allowing excuses or circumstances to get in the way of their values and promises to their selves.

12.Emotional Intelligence: I heard this term when I was 23, and never really understood it, until I met a man that has been beaten by his own dream. Until I seen a man commit suicide over bills, and experience the pain of a person that allows what was, is, instead of what will be or what’s possible. Entrepreneurs need to respond to life, not react!

13.Serve Others: Zig Ziglar said “In order to get what you want, you must help enough people get what they want.” True fulfillment comes from serving others. Too many greedy entrepreneurs live by the term “WIIFM” What’s in it for Me! If an Entrepreneur’s main job is to solve problems, then how can they do that when they focus on their selves and not Serve Others

14.Invest in yourself: Too many Entrepreneurs become good savers, rather than become great investors. The 3 things you should always invest in #1 Your Team #2 Marketing #3 Yourself. What you put out comes back, so when you hold onto your dollars like your newborn, don’t expect anything to come back to you. Invest in yourself, and get your own 12 Disc Set of “Weapons of Mass Production” based on this blog http://14weapons.com/

I had to write this blog because I was sick of watching people drop Millions of Dollars on this subject we call “Star Struck”. My last memory of “star struck syndrome” was when I was 12. It’s sad to see adults chase celebrities, follow gurus, and literally worship human beings. Each one of us has the ability to be in the same position they possess, so respect them, and not worship them. There are people, organizations, and companies that use what we in the business call borrowed credibility. A great example is the “O” Factor, when ever Oprah says this or that is hot, it automatically blows up over night. An even sadder example is “The Secret”, though a great movie, I watch companies, speaker’s etc. use it like their own personal ATM to your bank account. Let’s make something very clear, the Laws of Vibration, and Attraction does work, but that doesn’t mean you need to buy a $1,000 dollar program to learn how to feel good, so that you can make more money, or attract the right people in your life blah. When I originally started OYM online and watched “The Secret” I too used the power of its credibility to attain new and more clients. What I didn’t like was the quality of the people I attracted, because 99% of LOA fans believe if they just visualize something it will come true. YEAH RIGHT?! Are you serious? The reason I am successful is because I was smart enough to educate myself in business and leadership to attain the success I desired it wasn’t just about giving off the vibrations. Don’t agree with me? Most of the people that will read this blog have probably been practicing LOA at least 2 years, and are not any further then you were 2 years ago. If it was so easy, why are you still struggling financially, still out of shape, and still not in that perfect relationship? I can probably guess, that you are a positive person, but inside are you happy? A lot of the reason people took “The Secret” so seriously is because we tend to be lazy and don’t really want to take action we just want to feel good, and justify our short comings. OUCH! I have horror stories after horror stories of people who have dropped thousands and thousands of dollars because the program, person, or company mentioned “The Secret” or The Laws of Attraction. How’s that working out for you? If you really want the truth about LOA or how to get the results you desire, find a way to reach me. I warn you only to contact us if you are Open Minded enough to learn the real secret about “The Secret” or the Laws of Attraction.

Joe Cross
“The Comeback Coach”

Hey 1%ER….

If you are still asking what is a 1%ER…

We will explain… If you ever read the Book by Napoleon Hill “Outwitting the Devil” Annotated by Sharon Lechter… (A MUST READ)

In this critically acclaimed book, Napoleon Hill explains there is 2 Types of People

Drifters and Non-Drifters!

Drifters are the individual that is so overwhelmed with life, they gave up on prosperity, and decided to just drift through life, because then they can’t get hurt…

Les Brown, said “If your going to get hurt anyways, it might as well be in the field and not in the bleachers”

Most people, 99% as Napoleon Hill explains are playing not to get hurt, rather than playing to WIN!

Joe Cross founded a movement called the 1%ER’s, and created a You-Niversty for Entrepreneurs!

In case you didn’t know being an Entrepreneur automatically makes you a 1%ER…

When people Zag you Zig.. Be careful not to ever get caught up in Zagging with the HERD!

This movement was made for YOU…

You must decide to plug in and keep that mind opened to understand the Mindset of a 1%ER, and not get caught in what most Entrepreneurs get caught up in and that’s Mediocrity…

Don’t become a Drifter, You were given 1 Life.. decide to live on your terms and NOT POPULAR BELIEF…

History shows what’s popular, 99% of the time is wrong,

I hope this First Newsletter was enlightening and we look forward to having you with us and not against us…

The quote that comes to mind as I put this mission statement together, and the main purpose for this organization is “There are two great days in a person’s life—the day we are born and the day we discover why”. William Barclay

As I heard this statement for the first time I had overwhelming emotions sitting in a crowd of 1,000 people holding back my tears, at that exact moment in my life as if I have had a moment of clarity. I have a moment of mixed emotions, anger, pain, joy, depression, sadness, as if a weight was lifted from my shoulders. I finally realized why I have made it to the top of my career, and had great success and built riches, but still had this emptiness in me as if I haven’t found my calling, my purpose.

At that exact moment I realized I was put on this earth for one reason, and one reason only, to inspire the world! I was destined for greatness, and I was given the gift of influence, leadership, charm, and magnetism to help others figure out there PURPOSE!“People spend a lifetime searching for happiness; looking for peace. They chase idle dreams, addictions, religions, even other people, hoping to fill the emptiness that plagues them. The irony is the only place they ever needed to search was within.” Romana L. Anderson.

We find ourselves constantly looking for this answer, but spend more time planning events and vacations then planning our lives. It is my belief to find happiness, you need to spend more time learning about you, and what brings you joy. When you do, you need to do it with so much passion it consumes you, as if you were put on this earth to do that, and only that! Your passion isn’t something that can get you to question it, it is undoubtedly with no hesitation, the one thing you have been put here to do. I and the Open Your Mind University team’s, only purpose in life are to help others do the same! To find this self-fulfilling prophecy called LIFE!

What is envy?

Webster’s dictionary defines it as a feeling of discontent or covetousness with regard to another’s advantages, success, possessions, etc.

How true is this, and how when channeled improperly how destructive it can become. In the event that you envy someone, it is just an appearance of your own insecurities. You see it everywhere, on movies, TV shows, families, churches, schools, and the workplace. Look around you and I bet by the end of the day you will have experienced some form of envy, and if you don’t notice it’s probably you doing the envy.

We all can be envious of others successes, accomplishments, but the question I ask of you what makes them so special that you can’t have the same, even better? It reminds me of a story when I sat down with a businessman, and he told me one day you will be just like me, and my response was “I don’t want to be you, I want to be better, your too small for me” How do you think he responded? The way I look at it is we all our easily influenced by media, TV and others to believe one individual is better than us. He might be on a movie, or he might be a super athlete, but if it isn’t my passion, then how can I be envious? He or she is no better than you; we are all human beings searching for our purpose, so bottom line when you spend your energy looking for your calling or skill that you can share with the world! Then you have no time to envy another.

Point is focus on you, and let the others waste time envying you! From this point forward you are no longer an envious individual, and you will no longer speak bad will of someone out of jealousy or envy. You have better things to do like becoming GREAT!